Your time and money are both important resources that you need to budget carefully. Keeping your finances well-organized is going to save you time and money. Here are a few useful tools that could help you manage your money more efficiently.
A user-friendly app makes sending money super easy. It is a safe alternative to mailing checks that could help you get money to someone quickly. For international transfers, using an app may be the simplest route. Some international banks require you to submit a lot of detailed information to complete transfers. Believe it or not, certain banks may require you to send wires or transfer requests via fax. This is because they have to follow rigorous standards involving data security. Faxing like it’s the 90s enables banks to get around the hassle of cybersecurity compliance.
The Ria money transfer app is a good resource if you need to send money internationally. Euronet Worldwide owns Ria, and the company has a global reach. If you don’t want to download an app, you can use Ria’s online platform.
Trading stocks, ETFs, and options is an excellent way to grow your wealth. Of course, you need to be ready to invest some of your time in studying information about a company’s finances as well as technical indicators in order to trade wisely. Your choice of trading platform could play a big role in your performance. Some of the most popular platforms don’t include much for you to review beyond basic charts, but you’d ideally like to have a variety of charting tools and indicators to work with when you’re considering a trading opportunity.
Webull is a great choice because it has advanced analytical features. There are no commissions on regular trades, and fees for trading options are very affordable. It also has trading hours available from 4:00 am until 8:00 pm, so you’ll have full access to pre-market and after-hours trading activity. It also shows you news stories associated with specific tickers, you can quickly find out what catalysts are moving share prices.
Quicken’s Budgeting App
Having your budget available at a glance could help you avoid overspending. Quicken is most well known for its accounting software for businesses, but it also has an app available for individuals to manage their personal finances. With an app to itemize your monthly expenses, you’ll always have a clear picture of how easily you can afford nonessential expenditures.
Every month, you should compare your actual spending with your projected spending carefully. Having a written budget to follow is integral to your financial well-being, but a budget won’t offer all of the practical utility that it should unless you monitor how closely you’re sticking to your gameplan. Reconciling your actual spending with your fixed budget seems like a time-consuming chore, but using Quicken’s app, Simplifi, takes some of the legwork out of budgeting.
Identifying and using tools to manage your money smartly will equip you to cultivate smart spending habits. Saving, transferring, and investing your money efficiently can help you reach your financial goals.